Personal Legal responsibility Insurance?

Third Get together ( responsabilité civile, minimale, tiers illimitée and au tiers) – the minimal required by legislation in France and includes unlimited medical prices and injury to 3rd-social gathering property. Hi there, please may you assist disentangle our downside. Now we have a home in France which we regard as residence. Presently we’ve to be within the north-east of Germany for work but we go to our house regularly, on common as soon as every two months. The longest interval of absence since we got here here in November 2008 has been two months 5 days. I have spent a hundred or so days residing there within the final twelve months.

The automobile is almost certainly scrap steel as it was undriveable and could not be taken again to French soil. Now my French insurance coverage firm is saying they will not cancel the insurance coverage. They are anticipating me to pay for a automotive I haven’t got anymore. Which I think is outrageous seeing as I do not even dwell there anymore and won’t be returning. I’ve sent them proof of the sale and the towing and the way it was bought.

We own three automobiles all totally comp. insured through AXA. We would like to be able to permit a British guests use of a car while they are right here on vacation. On condition that they are legally qualified drivers, ie: insured and totally licensed at house in England, do they have full cowl here when driving our automobile? Thanks in anticipation.
Business man drawing insurance concept
We are British with our predominant house insurance france . We’ve got a second home in the  that we go to three or four times a 12 months. A member of the family has not too long ago given us his car to make use of as a runabout when we return. We’re discovering it inconceivable to obtain insurance coverage for the car as we’re now not classed as British residents. I have made numerous calls to insurance coverage firms with out success. Are you aware of any means I can insure the car? Any enable you to can give can be enormously appreciated.

And one thing else to bear in mind is that if you’re now a French resident insuring with a French insurer, you might have to get an Worldwide driving licence or a French driving licence. It might sound simple but it is not essentially so. You have to be resident in France six months earlier than you’ll be able to apply to alter your licence. The shape to be filled in is obtainable from the Sous-Prefecture or comparable office, and you additionally want two passport images, proof of identification (passport) and proof of domicile (EDF or FranceTelecom bill, or better still, a French medical card obtained from a doctor).

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